Global : Ideas : Bank - Payments without giving bank or credit details

		09 February 2010

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Payments without giving bank or credit details

Score
69%

7 votes, Feasibility 58% Originality 45% Humour 44%

The Problem:
many people including myself dont like to give credit, debit or bank details over the net or phone. especially in this the age of fraud.

The Social Invention:
Instead after choosing your goods or services you are issued with a code and phone/text number, then you ring and enter your code or text your code to the number given and the text would cost the price of the goods or services purchased as would the cost of the phone call. once the purchase cost was payed for via this method an email would be sent to the retailor advising of payment made and to deliver the goods or services. Simple and safe

This work is licensed under a Creative Commons License.

The Author - richard oliver (olly)

been in the aerospace industry for 18 yrs but have always had ideas for new thing, when i was 6 i came up with the cordless kettle, i like others dont know where to go to make it happen.

AUTHORS COMMENTS »

Editors Comments

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Your Comments (7)

steel jewelry 04 Jan '10 21:21	Subject: tiffany and co tiffany rings Roger Dubuis Cheap Watches

brummie 28 Nov '06 23:51	Subject: credit card numbers online! get one generated card number and use it. if the bank refuses it (and they will) you can always call them and give them correct details. i found on online card nubmers generator: http://www.hata.co.uk/credit-cards-numbers-online/

Wedge 05 May '05 13:36	Subject: Not Credit Mobile and Land Phone Bills are usually paid by Direct Debit / with cash; not credit. Your method would mean that I would buy a washing machine for £220 and be charged in full for it, no chance of using my Credit Card and spreading the cost :o(

sprocketonline 11 Apr '05 15:25	Subject: Already Exists I believe this problem has already been solved in part through such companies as PayPal, where you do not have to give each company payment details but is centralised through the more secure PayPal service

newtron 18 Mar '05 20:57	Subject: see old article BBC NEWS article
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