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Idea Detail
Payments without giving bank or credit details
Score
69%
7 votes, Feasibility 58% Originality 45% Humour 44%
The Problem:
many people including myself dont like to give credit, debit or bank details over the net or phone. especially in this the age of fraud.

The Social Invention:
Instead after choosing your goods or services you are issued with a code and phone/text number, then you ring and enter your code or text your code to the number given and the text would cost the price of the goods or services purchased as would the cost of the phone call. once the purchase cost was payed for via this method an email would be sent to the retailor advising of payment made and to deliver the goods or services. Simple and safe


Creative Commons License
This work is licensed under a Creative Commons License.






The Author - richard oliver (olly)
Editors Comments
PLEASE NOTE: after consulting with Creative Commons and others, it is the GIB's opinion that a license such as the one above can only be applied to the author's text. Ideas come under patenting and intellectual property laws, which is a whole different ball game to copyright. See the FAQ (in About) and the T's and C's (bottom of site) for our position on copyright/patenting/ownership of ideas.
Your Comments (7)
steel jewelry
04 Jan '10 21:21
Subject: tiffany and co

tiffany rings

Roger Dubuis Cheap Watches
brummie
28 Nov '06 23:51
Subject: credit card numbers online!
get one generated card number and use it. if the bank refuses it (and they will) you can always call them and give them correct details. i found on online card nubmers generator: http://www.hata.co.uk/credit-cards-numbers-online/
Wedge
05 May '05 13:36
Subject: Not Credit
Mobile and Land Phone Bills are usually paid by Direct Debit / with cash; not credit. Your method would mean that I would buy a washing machine for £220 and be charged in full for it, no chance of using my Credit Card and spreading the cost :o(
sprocketonline
11 Apr '05 15:25
Subject: Already Exists
I believe this problem has already been solved in part through such companies as PayPal, where you do not have to give each company payment details but is centralised through the more secure PayPal service
newtron
18 Mar '05 20:57
Subject: see old article
BBC NEWS article
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